Freelance Rate Calculator
Work backwards from annual income, expenses, time off and billable hours to a freelance hourly rate floor with an explicit tax reserve assumption.
Your estimate
- Hourly rate floor
- $59.7826
- 8-hour billable day
- $478.2609
- Annual revenue needed
- $66,000.00
- Annual billable hours
- 1,104
A planning floor, not a market rate. The tax reserve applies to profit after expenses. Add platform fees separately; they are not included here.
How it works
Revenue needed = personal income target / (1 - tax reserve) + business expenses. Divide that by working weeks x hours per week x billable share. A day rate here means eight billable hours. Use one currency consistently; the display uses USD and performs no exchange conversion.
Know the limits
The flat tax reserve is only a planning assumption, not a tax calculation for any country. This excludes platform fees, late payment, bad debt and value-based pricing. Non-billable time includes admin, marketing and learning. A calculated floor does not guarantee clients will pay that rate.
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